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Long term care

These pages aim to give you a brief background to the issues around Long Term Care and is sourced from information provided by the Chartered Insurance Institute and product providers.


The need for Long Term Care is a growing issue as people live longer and medical advances keep up going longer. Did you know that nursing costs (long-term care) can hit the value of your assets much harder than inheritance tax? The statistics show that 1 in 3 women and 1 in 4 men will require some form of care at some stage.


The average term a resident spends in care is 4 years, with 1 in 10 spending up to 8 years in a care home(1). With the average cost of a nursing care home in the UK standing at 36,296pa(2) the need to find the best way of funding this care over a longer period is critical.


We have a great deal of experience in providing advice to client's on Long Term Care provision and if you would like to obtain some further more detailed information, or have any questions about your own particular situation, please Contact Us

You might also find the Government Pensions Service has some useful information.

If you are looking for a care home in your area then the Care Quality Commission (CQC) is a good place to start.


(1) Partnership Assurance Annuity Data (2) Laing & Buisson, Care of Elderly People 2010